how much does bird insurance cost

When pet insurance was first introduced, it covered only dogs and cats. That was until recently, when exotic insurance rolled out – an umbrella term that, besides other animals, includes insurance for pet birds.

Birds are not too common in households across the country. But their numbers aren’t so insignificant to be underestimated and completely dismissed by insurance companies. In fact, there are about 6 million American families taking care of more than 20 million birds.

Pet insurance for avian (bird insurance) is quite rare and hard to find. That’s why we did the legwork for you and compiled an overview of all of the avian insurance options available to US residents.

How Much Do Pet Birds Cost?

The pricing of goods and services has always been determined by supply and demand. Both of these considerations apply to pet birds, but the price of the bird you’re interested in is greatly influenced by its rarity and extravagance.

Coincidentally or not, the size of a bird appears to affect its cost as well.

  • The price range for small birds is as follows: finches ($10–$100); parakeets (Budgies) ($10–$35); canaries ($25–$150); and parrotlets ($100–350).
  • The price range of medium birds is $20 to nearly $1000: Dove ($20-$100); Cockatiel ($50-$150); Conure ($150-$500); Pionus parrot ($200-$900); Lory ($400-$900).
  • The cost of these large birds can exceed $5,000: Macaw ($900–$5,000); Amazon parrot ($400–$3,000); African Grey ($600–$2,000); Cockatoo ($800–$5,000).

Be aware that the cost of your bird does not represent the total amount of your expenses. You would also need to budget for the cost of their food, supplies, habitat, and maintenance tools.

These would cost about $300-$1,200 in total.

Ultimately, there are the vet bills. It is inevitable that your beloved bird will become ill and need medical care. The cost of treating specific medical conditions will be covered in the section below.

how much does bird insurance cost

The best and only insurance for birds

Although we understand that you want the best for your bird, the whole cost of medical care is high. For this reason, we provide bird insurance policies that are similar to those we provide for dog and cat insurance.

Do I Really Need Bird Insurance?

A feathered companion is always worth being properly looked after. Our worldly belongings are certainly worthy of our devoted protection if we are prepared to pay so much for insurance coverage.

They may not always have our needs or the needs of those close to us in mind, but that doesn’t mean they don’t exist. And eventually they’ll demonstrate their need for us, so why not be ready rather than having to scrabble up a big vet bill at the last minute?

After all, among the options available for other kinds of animals, bird pet insurance plans are among the least expensive.

Just as we would give ourselves a gift of medical insurance, canaries, cockatiels, and cockatoos also deserve one. Particularly when the majority of their options are inexpensive

See what types of avian insurance you can get by looking above, and customize your plan so your birds can tweet contentedly all the time.

Finally, if you classify creatures other than cats and dogs as “pets,” visit our article on exotic pet insurance.


Is pet insurance worth it for a bird?

It’s a good idea to enroll your bird in a pet insurance plan as early as possible, before chronic conditions develop, or they need any medical treatment that could put limitations on your coverage.

Is pet insurance very expensive?

According to our research, pet insurance costs $768 a year for dogs and $324 a year for cats, with an overall average monthly cost landing at $49 per month.

Who insures parrots?

ExoticDirect offers pet insurance for birds such as Bird of Prey Insurance and Small Bird Insurance. If Parrot insurance isn’t what you’re after, feel free to browse our other pages.

Is it hard to take care of a bird?

Raising a bird is a big commitment Birds aren’t the sort of pets that can just be stuck in a cage and forgotten about, and caring for your feathered friend requires a whole lot of hard work. Birds need lots of daily socialization for their mental wellbeing — some birds need multiple hours of human interaction a day.